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News
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TDI News Releases
Current News Releases from the Texas Department of Insurance
- Midland Safety Program
03/3/10 - AUSTIN - The Texas Department of Insurance, Division of Workers’ Compensation, and the Occupational Safety and Health Administration have recognized Dawson Geophysical Company of Midland for its outstanding safety program.
- exitstrategies
02/22/10 - AUSTIN - After the events of February 18, 2010 in Austin, Texas there was widespread surprise and relief that the casualties were as few in number as they were.
- wfservices
02/19/10 - AUSTIN, TX - Effective March 1, 2010, the Wichita Falls Office of the Texas Department of Insurance, Division of Workers’ Compensation (TDI-DWC) will provide walk-in customer service to injured employees by appointment only.
- osharecog
02/2/10 - AUSTIN, TEXAS - The Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC) and the Occupational Safety and Health Administration (OSHA) recently recognized Metal Sales Manufacturing Corporation of Temple
- dwcdecenforce
01/28/10 - AUSTIN, TX - Commissioner of Workers' Compensation Rod Bordelon recently announced final disciplinary actions taken by the Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC).
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Homeowners insurance protects you from financial losses caused
by storms, fire, theft, and other events outlined in your policy.
It is important to know what's in your policy. This publication
gives you general information about homeowners insurance, but
it is not a substitute for the policy itself. Make sure you read
your policy carefully and understand your specific coverages.
Texas's Consumer Bill of Rights for Homeowners and Renters Insurance
You can buy a dwelling policy that covers only the structure of your house.
Or, like most Texans who own their homes, you can buy a homeowners policy,
which combines five different types of coverage:
Dwelling - pays for damage to your house and any outbuildings,
such as detached garages and storage sheds.
Personal property - pays when household items, including furniture,
clothing and appliances, are damaged, stolen, or destroyed.
Liability - protects you against financial loss if you are found
legally responsible for someone else's injury or property damage.
A homeowners policy automatically provides $25,000 in coverage.
You can buy up to $1 million in coverage for an extra premium.
Medical payments - pays medical bills for people hurt while on your property.
It also pays for some injuries that happen away from your home,
such as your dog biting someone. A basic homeowners policy pays $500
in medical bills. You can pay extra and get up to $5,000 in medical payments coverage.
Loss of use - pays living expenses if your home is too damaged to live in during repairs. The most common policy pays up to 20 percent of the amount for which your house is insured. |
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